Comprehensive
Up to $5,000,000
Up to 10,000
Payment up to Home Sum Insured
Yes
Yes
Yes
Yes
Up to $100,00, Excess $1,000
Yes
Up to $100,000
Up to $100,000
Yes
Up to 90 days
Up to $10,000
Comprehensive
Up to $10,000,000
Up to $5,000
Payment up to the costs to repair or rebuild the damaged parts of the house to a condition substantially the same as it was in when it was new or the reasonable costs to
rebuild your house to the same floor area as recorded in the schedule, or the Agreed Value.
Yes
Optional
Yes
Yes
Up to $5,000
Yes
Up to $200,000
Up to $50,000
Up to 60 days
No
Comprehensive
Up to $20,000,000
Up to $3,000
Replacement to Sum insured
Save up to 20% with our multi-policy discount.
Extended sum insured for fire.
$150 off house insurance with promo code HOME150. Offer ends November 2.
Yes
Yes
Yes
Yes, $50 excess
Up to $5,000
Up to $2,000
Up to $50,000
No
Up to $30,000
Excess of $1,000 if unoccupied for more than 60 days
Up to $2,000
Comprehensive
Up to $2,000,000
Up to $3,000
Repair or replace your home as new, up to the Sum Insured you’ve specified
10% extra cover for natural disasters
Up to 10% off by combining house and contents
Get up to 10% off by combining house and contents.
Yes
Yes
Yes
Yes
Up to $5,000
Up to $2,000
Up to $80,000 or more if you provide a valuation
No
5% of the sum insured or $30,000 whichever is greater
Up to 90 days, conditions apply
Up to $5,000
Comprehensive
Up to $2,000,000
Up to $3,000
Payment up to your Sum Insured
If you have a Westpac home loan and your home is destroyed, your Westpac home loan could be covered for up to $1,500 a month for up to three months.
30-day free look period - if you decide the policy is not for you, let us know and we'll refund any premiums you’ve paid.
Yes
Yes
Up to $3,000 with no excess
Up to $2,000 with no excess
Yes
Up to $25,000 up to a period of 12 months
Up to 60 days
Up to $1,000
Comprehensive
Up to $2,000,000
Up to $3,000
You’re covered up to the sum insured amount you choose, plus GST. The sum insured is the most you’ll be paid (except when you qualify for the SumExtra benefit).
SumExtra benefit. SumExtra provides extra cover for no extra cost. If your claim qualifies, you could be paid more than your sum insured amount.
Enjoy up to $300 cash back, when you take out any new home insurance policy until 28 October 2024.
Yes
Yes
Yes
Yes
Up to $2,500, optional
Up to $2,000
Up to $80,000
No
Up to 5% of your sum insured, or $30,000, whichever is greater, for up to 12 months with excess
Yes up to 90 days, conditions apply
No
Comprehensive
Up to $1,000,000
Up to $3,000
Full House Replacement. Rebuild or repair your house and other structures up to your replacement value.
Receive up to 10% over your sum insured if a disaster increases building costs.
Yes
Yes
Yes
$250 excess
Up to $2,500
Up to $1,000
Up to $25,000
Up to $45,000
Up to $20,000, maximum 12 months
Up to 60 days
Up to $2,000
Comprehensive
Up to $20,000,000
Up to $2,000
Replacement to Sum insured
Save up to 20% with our multi-policy discount.
Save up to 20% with our multi-policy discount.
$150 off house insurance with promo code HOME150. Offer ends November 2.
Yes
Yes
Yes
$100 excess
Up to $2,000
Up to $1,000
Up to $25,000
No
Up to $25,000
Excess of $1,000 if unoccupied for more than 60 days
Up to $1,000
Comprehensive
Up to $1,000,000
Up to $1,500 with excess
Repair or replacement up to Sum insured
Multisaver discount for Car, Home, Contents, and Boat cover.
Yes
Yes
Yes
Optional, no excess
No
Up to $1,000
up to $20,000
up to $40,000
up to $20,000 or 12 months, whichever is the lesser
Up to 60 days
No
Comprehensive
Up to $2,000,000
Up to $5,000
Payment to Home Sum Insured
Yes
Yes
Yes whichever is higher
Optional
Up to $2,500
Up to $2,000
Up to $75,000
No
Up to 10% of the Sum Insured for up to 12 months
Up to 60 days
Up to $5,000