Terms & Conditions

We hope you will find our website informative and useful. Please familiarise yourself with the Terms and Conditions of use below. By using this website, you agree to abide by these Terms and Conditions of use.

Welcome to finance.co.nz


All information provided on this site is general in nature and does not constitute financial or any other advice.  Finance.co.nz Limited (finance.co.nz) gives no representation to accuracy or suitability for any particular purpose.  The information should be treated as very general in nature, and should not be relied upon in making investment decisions.

We recommend that you seek professional advice from a suitable authorised or registered financial adviser which takes into account your personal circumstances before making an investment decision.

Any categorisation of a particular product, or any opinion expressed in relation to a particular product is solely the view of finance.co.nz.  It is not, nor is it intended to constitute financial advice for the purposes of the Financial Advisers Act.

Finance.co.nz does not does not specifically endorse or recommend any particular product, provider or service. Advertisements on finance.co.nz are paid for by third parties but have no effect on the data that is returned for comparison. Any advertisement on our website, or any product shown outside of our product categorisation is not an endorsement or recommendation of that product. Some financial institutions may have advertisements on our site from time to time, or have direct links to offers, or display more details about a particular institution from our ranking program. For the avoidance of doubt, this does not constitute an opinion, recommendation, or endorsement by finance.co.nz


We have made all reasonable efforts to keep the information on this site as accurate as possible and ensure that the availability of the site is continuous and fault-free. All information is either sourced from the public domain or is provided by the financial institution named, and there are risks – outside our control – that information may be recorded incorrectly or omitted from the site or that the site may not be available. Always contact the listed financial institution directly to confirm all information before you invest or borrow.  Only the relevant financial institution can provide you with complete, up to date, accurate information.

To the maximum extent permitted by the law, finance.co.nz, the publisher, or anyone else engaged in providing this site or compiling information for it, does not accept any liability for inaccuracies, or any loss or damage which may result directly or indirectly from the use of the site or any error in, or omission of, information on the site, irrespective of the cause.

By using the site, you agree to indemnify finance.co.nz for any loss or damage arising as a result of your breach of these terms.

Finance.co.nz reserves the right to the remove any content from the site.


The calculations on this website are indicative and are provided for comparison purposes only, they are not a quote from the provider. Although all care is made to keep data accurate and up to date a price or calculation may differ from a providers due to rounding errors or different calculation methods. Users should seek an actual quote from the providers of the product before making any decision about the suitability of that product.

Intellectual property

You may view, copy, and print the contents of this site for your personal information only, but may not do so for any commercial purpose without explicit written consent from finance.co.nz. The coding of the finance.co.nz web page is the intellectual property of finance.co.nz, and will be protected under intellectual property rights law. All rights are reserved, and content may not be duplicated, redistributed, or mirrored without the express written consent of finance.co.nz unless stated otherwise.

All brands on this site are protected by intellectual property rights. Logos and original art attract copyright. All rights reserved.


We may collect and store information about the way this site is used.  We will not collect, store or use any information about you personally except as provided by you and only to the extent necessary to provide information requested by you.

If you provide feedback on products featured on finance.co.nz you agree that; i) You are a customer of the relevant institution, ii) Your review is an accurate reflection of your experience, iii) Your posted content is not offensive or defamatory, iv) Your personal details are accurate and v) You will only ever submit feedback under one identity.


We may modify or update or change these conditions from time to time with or without notice to you. Amendments will come into effect as soon as they are posted on this website.  You are responsible for reviewing these and will be taken as accepting the then current conditions each time you choose to use the site.

This site and these conditions are governed by and to be interpreted in accordance with the laws of New Zealand.