Comprehensive
Up to $1,000,000
Up to $3,000
Full House Replacement. Rebuild or repair your house and other structures up to your replacement value.
Receive up to 10% over your sum insured if a disaster increases building costs.
Yes
Yes
Yes
$250 excess
Up to $2,500
Up to $1,000
Up to $25,000
Up to $45,000
Up to $20,000, maximum 12 months
Up to 60 days
Up to $2,000
Comprehensive
Up to $10,000,000
Up to $5,000
Payment up to the costs to repair or rebuild the damaged parts of the house to a condition substantially the same as it was in when it was new or the reasonable costs to
rebuild your house to the same floor area as recorded in the schedule, or the Agreed Value.
Yes
Optional
Yes
Yes
Up to $5,000
Yes
Up to $200,000
Up to $50,000
Up to 60 days
No
Comprehensive
Up to $5,000,000
Up to 10,000
Payment up to Home Sum Insured
Yes
Yes
Yes
Yes
Up to $100,00, Excess $1,000
Yes
Up to $100,000
Up to $100,000
Yes
Up to 90 days
Up to $10,000
Comprehensive
Up to $1,000,000
Up to $2,500
Payment up to Total Sum insured (Home sum insured and special feature sum insured).
Earn 1 Flybuys for every $25 of premium you pay.
Discounted premium if you keep your home policy with State for more than a year.
24/7 online and on-call customer service for your house insurance claims and questions.
Yes
Yes
Yes
$250 excess
Up to $2,500
Up to $500
Up to $20,000
Up to $40,000
Up to $20,000
No
Up to $1,000
Basic
Up to $1,000,000
No
Payment up to Total Sum insured (Home sum insured and special feature sum insured).
Earn 1 Flybuys for every $25 of premium you pay.
Discounted premium if you keep your home policy with State for more than a year.
24/7 online and on-call customer service for your house insurance claims and questions.
Yes
Yes
Yes
No
No
No
Optional
Optional
No
No
No
Comprehensive
Up to $20,000,000
Up to $2,000
Replacement to Sum insured
Save up to 20% with our multi-policy discount.
Save up to 20% with our multi-policy discount.
$150 off house insurance with promo code HOME150. Offer ends November 2.
Yes
Yes
Yes
$100 excess
Up to $2,000
Up to $1,000
Up to $25,000
No
Up to $25,000
Excess of $1,000 if unoccupied for more than 60 days
Up to $1,000
Comprehensive
Up to $20,000,000
Up to $3,000
Replacement to Sum insured
Save up to 20% with our multi-policy discount.
Extended sum insured for fire.
$150 off house insurance with promo code HOME150. Offer ends November 2.
Yes
Yes
Yes
Yes, $50 excess
Up to $5,000
Up to $2,000
Up to $50,000
No
Up to $30,000
Excess of $1,000 if unoccupied for more than 60 days
Up to $2,000
Basic
Up to $20,000,000
Up to $1,000
Replacement to Sum insured
Save up to 20% with our multi-policy discount.
Save up to 20% with our multi-policy discount.
$150 off house insurance with promo code HOME150. Offer ends November 2.
Yes
Yes
Yes
No
Up to $1,000
Up to $500
Up to $15,000
No
Up to $15,000
Excess of $1,000 if unoccupied for more than 60 days
No
Basic
Up to $2,000,000
No
Covers the indemnity value of your home, limited to the sum insured.
Get up to 10% off by combining house and contents.
Yes
Yes
Yes
Up to $2,500
No
No
No
5% of the sum insured or $30,000 whichever is greater
Up to 90 days, conditions apply
No
Comprehensive
Up to $2,000,000
Up to $3,000
Repair or replace your home as new, up to the Sum Insured you’ve specified
10% extra cover for natural disasters
Up to 10% off by combining house and contents
Get up to 10% off by combining house and contents.
Yes
Yes
Yes
Yes
Up to $5,000
Up to $2,000
Up to $80,000 or more if you provide a valuation
No
5% of the sum insured or $30,000 whichever is greater
Up to 90 days, conditions apply
Up to $5,000