State

As a division of IAG New Zealand Limited, State has been a trusted insurer for over 100 years, acknowledged for quality service and as one of New Zealand’s most trusted insurance providers. Discover State’s range of insurance solutions tailored to your needs, ensuring reliable coverage and peace of mind for Kiwis.

Products on offer


Product House Insurance Type Legal Liability Cover Gradual Damage
Essentials Home Basic Up to $1,000,000 No Go to site
Comprehensive House Comprehensive Up to $1,000,000 Up to $2,500 Go to site

Product Contents Insurance Type Legal Liability Cover Keys & Locks
Contents Essential Basic Up to $1,000,000 No Go to site
Contents Comprehensive Comprehensive Up to $1,000,000 Go to site

Product Car Insurance Type Legal Liability Damaged by Uninsured Vehicle
Car Third Party Third party Up to $20,000,000 property damage, $1,000,000 bodily damage Up to $3,000 Go to site
Car Comprehensive Comprehensive Up to $20,000,000 property damage, $1,000,000 bodily damage Yes Go to site
Car Third Party, Fire and Theft Third party, Fire, Theft Up to $20,000,000 property damage, $1,000,000 bodily damage Up to $3,000 Go to site

Product Travel Insurance Type Personal Liability Delayed Luggage Allowance
Single or Multi Trip Domestic Cover – Essentials Essentials Up to $200,000 No Go to site
Inbound Cover – Comprehensive Comprehensive Up to $2,500,000 Up to $1,500, excess applies Go to site
Single or Multi Trip International Cover – Comprehensive Comprehensive Up to $2,500,000 Up to $1,500, excess applies Go to site