Westpac

Westpac New Zealand is one of the country’s largest banks, serving a diverse clientele, including individuals, businesses, and the agribusiness sector. With an extensive network of over 200 branches and close to 500 ATMs, Westpac caters to customers of all ages and offers a comprehensive suite of financial and banking services. From personal banking to corporate and agribusiness solutions, explore Westpac for a wide range of tailored products and services to meet unique customer

Products on offer


Product Rate Monthly Payment Total Payment Amount
Westpac Choices Fixed 2 years – special 6.89% $1,644.83 $592,138.26 Go to site
Westpac Choices Fixed 2 years 7.49% $1,746.32 $628,676.90 Go to site
Westpac Choices Fixed 3 years – special 6.65% $1,604.91 $577,768.38 Go to site
Westpac Choices Fixed 3 years 7.25% $1,705.44 $613,958.65 Go to site
Westpac Choices Fixed 4 years – special 6.59% $1,595.00 $574,198.61 Go to site
Westpac Choices Fixed 4 years 7.19% $1,695.28 $610,300.25 Go to site
Westpac Choices Fixed 5 years – special 6.39% $1,562.13 $562,366.16 Go to site
Westpac Choices Fixed 5 years 6.99% $1,661.58 $598,167.93 Go to site
Westpac Choices Fixed 6 months – special 7.39% $1,729.24 $622,527.97 Go to site
Westpac Choices Fixed 6 months 7.99% $1,832.67 $659,760.82 Go to site
Westpac Choices Floating 8.64% $1,947.14 $700,971.49 Go to site
Westpac Choices Offset Floating 8.64% $1,947.14 $700,971.49 Go to site
Westpac Choices Everyday Floating 8.74% $1,964.97 $707,387.67 Go to site
Westpac Choices Fixed 1 year – special 7.29% $1,712.23 $616,402.33 Go to site
Westpac Choices Fixed 1 year 7.89% $1,815.28 $653,499.74 Go to site
Westpac Choices Fixed 18 months – special 6.95% $1,654.87 $595,753.12 Go to site
Westpac Choices Fixed 18 months 7.55% $1,756.60 $632,377.31 Go to site

Product Interest Rate Purchases Balance Transfer Annual Account Fee Interest Free Days
Westpac hotpoints Platinum MasterCard 20.95%% 5.95% $35 every 6mos Up to 55 days Go to site
Westpac hotpoints World MasterCard 16.95%% 5.95% $142.50 every 6mos Up to 44 days Go to site
Westpac hotpoints MasterCard 20.95%% 5.95% $40 Up to 55 days Go to site
Westpac Fee Free Mastercard 12.90%% 5.95% $0 Up to 55 days Go to site
Westpac Airpoints World Mastercard 16.95%% 5.95% $155 every 6mos Up to 44 days Go to site
Westpac Airpoints Mastercard 20.95%% 5.95% $35 every 6mos Up to 55 days Go to site
Westpac Airpoints Platinum Mastercard 20.95%% 5.95% $62.50 every 6mos Up to 44 days Go to site

Product House Insurance Type Legal Liability Cover Gradual Damage
Home Cover Comprehensive Up to $2,000,000 Up to $3,000 Go to site

Product Contents Insurance Type Legal Liability Cover Keys & Locks
Full Cover Comprehensive Up to $2,000,000 Up to $2,000 Go to site
Renter’s Contents Basic Up to $2,000,000 No Go to site

Product Interest Rate Purchases Balance Transfer Annual Account Fee Interest Free Days
Westpac Airpoints Business Mastercard 20.95%% 5.95% p.a. $72.50 every 6mos 44 days Go to site
Westpac BusinessPLUS Mastercard with hotpoints 20.95%% 5.95% p.a. $50 every 6mos 55 days Go to site

Product Interest Rate Establishment Fee Monthly Overdraft Fee
Westpac Business Overdraft upon application% 1% of limit (min $400) 0.1% (min $5) Go to site

Product Minimum Deposit Amount Maximum Deposit Amount Rate
Bonus Saver

-

-

4.5% Go to site
Notice Saver

-

-

4.75% Go to site
Simple Saver

-

-

2.7% Go to site

Product Rate Minimum Deposit Maximum Deposit
60 days 2.85%

$5,000.00

$5,000,000.00

Go to site
12 months 5.9%

$5,000.00

$5,000,000.00

Go to site
18 months 5.8%

$5,000.00

$5,000,000.00

Go to site
2 years 5.5%

$5,000.00

$5,000,000.00

Go to site
4 months 4.3%

$5,000.00

$5,000,000.00

Go to site
5 months 5%

$5,000.00

$5,000,000.00

Go to site
4 years 5.2%

$5,000.00

$5,000,000.00

Go to site
30 days 2.5%

$5,000.00

$5,000,000.00

Go to site
9 months 6%

$5,000.00

$5,000,000.00

Go to site
6 months 6%

$5,000.00

$5,000,000.00

Go to site
8 months 6.1%

$5,000.00

$5,000,000.00

Go to site
5 years 5.1%

$5,000.00

$5,000,000.00

Go to site
3 years 5.3%

$5,000.00

$5,000,000.00

Go to site
3 months 4.2%

$5,000.00

$5,000,000.00

Go to site