Compare Comprehensive Travel Insurance

What is comprehensive travel insurance?

Comprehensive travel insurance provides many benefits, including coverage for medical attention, trip cancellation protection, public liability assistance, luggage protection, and more. This insurance covers the financial cost of these events so you don’t end up out of pocket from unexpected expenses.

Certain countries may even require you to have travel insurance as a mandatory requirement for entry or visa application.

Why get comprehensive travel insurance?

Peace of mind

Whether it’s a sudden illness, a travel delay, or a missed connection, comprehensive coverage acts as a safety net, minimising financial stress and giving you peace of mind while travelling.

Coverage for medical emergencies

Coverage for emergency medical expenses means you’ll get prompt and quality medical care if you need it. Your insurer will foot the bill for doctor visits, hospitalisations, and medical evacuations.

Without it, you could end up thousands of dollars out of pocket, especially in the case of a medical evacuation, where the bill can run into tens of thousands of dollars.

Protection against trip cancellations

Life is unpredictable, and circumstances out of your control can disrupt your travel plans, like an unexpected illness, emergency or severe weather event.

Comprehensive travel insurance can reimburse you for any non-refundable trip expenses, like pre-paid excursions or accommodation, if you need to cancel your trip.

Help with lost or delayed baggage

Lost or delayed baggage can be a major hassle during your trip.
You’ll be covered for lost, stolen, or damaged baggage and supported for essential items during baggage delays, making sure you’re comfortable until your belongings are recovered.

Visa and entry requirements

Some countries require you to have travel insurance as a condition of entry to the country. Always check if it is mandatory for the country you’re travelling to.

Personal liability coverage

Accidents happen, and it’s essential to have protection in case you unintentionally cause injury to others or damage their property while travelling. With comprehensive insurance, you’ll get access to financial assistance and legal support if you find yourself in such situations.

Depending on the insurer you choose, some may have limits on how much will be paid out in certain events, for example, a maximum of $10,000 if your travel is delayed.

Basic vs comprehensive travel insurance

How much does comprehensive travel insurance cost?

How much you’ll pay for comprehensive travel insurance will depend on a few factors, including the length of your trip, your age, your destination, any pre-existing medical conditions and, of course, the insurer you choose.

Tips for choosing comprehensive travel insurance

1. Start your research early. The earlier you start shopping for travel insurance, the more likely you are to find a good deal.
2. Read the fine print. Ensure you understand what is and isn’t covered by your policy before buying it.
3. Get quotes from multiple insurers. Compare quotes from different insurers to find the best deal.
4. Consider your needs. Think about the type of coverage you need and the level of protection you want.
5. Ask for help. If you’re not sure what type of travel insurance you need, talk to a travel agent or insurance agent.