Unity

Unity, a 100% kiwi-owned institution, is dedicated to assisting everyday New Zealanders in reaching their financial goals. Offering a range of loans and everyday banking services, Unity specializes in NZ home loans, personal loans, savings and investments, everyday transaction accounts, and insurance for vehicles, loan protection, home, and contents. Explore Unity for tailored financial solutions.

Financially empowering members
Helping to close the housing affordability gap

Products on offer


Product Rate Monthly Payment Total Payment Amount
Unity 24 months 6.85% $1,640.44 $590,558.92 Go to site
Unity 6 months 7.35% $1,724.84 $620,943.01 Go to site
Unity Floating 8.64% $1,949.87 $701,952.85 Go to site
Unity 12 months 6.99% $1,663.90 $599,005.37 Go to site
Unity 24 months – special rate 6.45% $1,574.16 $566,697.29 Go to site
Unity 18 months 7.15% $1,690.88 $608,717.09 Go to site

Product Minimum Deposit Amount Maximum Deposit Amount Rate
Kids saver (ages 0-10 yrs)

-

$1,500,000.00

5% Go to site
Everyday Saver

$20,000.00

$99,999.00

2% Go to site
Online saver

$1,000.00

$19,999.00

2.15% Go to site
Online saver

$20,000.00

-

3.15% Go to site
Everyday Saver

$100,000.00

-

3% Go to site
Loyalty saver

-

$1,500,000.00

0.35% Go to site
Christmas saver

-

$1,500,000.00

5% Go to site
Everyday Saver

-

$4,999.00

1.15% Go to site
Everyday Saver

$5,000.00

$19,999.00

1.75% Go to site

Product Rate Minimum Deposit Maximum Deposit
18 months 5.8%

$1,000.00

$1,500,000.00

Go to site
24 months 5.9%

$1,000.00

$1,500,000.00

Go to site
5 months 4.5%

$1,000.00

$1,500,000.00

Go to site
60 months 5.4%

$1,000.00

$1,500,000.00

Go to site
1 month 2.5%

$1,000.00

$1,500,000.00

Go to site
9 months 6.1%

$1,000.00

$1,500,000.00

Go to site
6 months 6%

$1,000.00

$1,500,000.00

Go to site
48 months 5.4%

$1,000.00

$1,500,000.00

Go to site
4 months 4.3%

$1,000.00

$1,500,000.00

Go to site
36 months 5.4%

$1,000.00

$1,500,000.00

Go to site
3 months 4.2%

$1,000.00

$1,500,000.00

Go to site
2 months 2.5%

$1,000.00

$1,500,000.00

Go to site
12 months 6.1%

$1,000.00

$1,500,000.00

Go to site