Tower

With a 150-year legacy, Tower stands out as a leading insurer in New Zealand and the Pacific. Undergoing transformative growth, Tower prioritizes customer-centric innovation. Operating across eight nations, Tower offers comprehensive coverage for homes, cars, contents, and businesses. As the last listed New Zealand general insurer, Tower holds a market capitalization of $265.64m, supported by international, institutional, and 28,000 individual shareholders. Experience simplicity and rewarding insurance solutions with Tower Insurance for a secure future.

Products on offer


Product House Insurance Type Legal Liability Cover Gradual Damage
Standard House Basic Up to $20,000,000 Up to $1,000 Go to site
Premium House Comprehensive Up to $20,000,000 Up to $3,000 Go to site
Plus House Comprehensive Up to $20,000,000 Up to $2,000 Go to site

Product Contents Insurance Type Legal Liability Cover Keys & Locks
Contents Insurance – Premium Comprehensive Up to $20,000,000 Up to $2,000 Go to site
Contents Insurance – Standard Basic Up to $20,000,000 Up to $500 Go to site
Contents Insurance – Plus Comprehensive Up to $20,000,000 Up to $1,000 Go to site

Product Car Insurance Type Legal Liability Damaged by Uninsured Vehicle
Third Party Third party Up to $25,000,000 property damage, $1,000,000 bodily damage Up to $4,000 Go to site
Comprehensive Comprehensive Up to $25,000,000 property damage, $1,000,000 bodily damage Yes Go to site
Third Party, Fire & Theft Insurance Third party, Fire, Theft Up to $25,000,000 property damage, $1,000,000 bodily damage Up to $4,000 Go to site

Product Travel Insurance Type Personal Liability Delayed Luggage Allowance
International Travel Insurance – Essentials Essentials Up to $500,000 Up to $250 Go to site
International Travel Insurance – Frequent Flyer Frequent Flyer Up to $2,500,000 Up to $1,500 Go to site
International Travel Insurance – Comprehensive Comprehensive Up to $2,500,000 Up to $1,500 Go to site
Domestic Travel Insurance – Comprehensive Comprehensive Up to $250,000 Up to $450 Go to site