The Co-operative Bank
Established in 1928 and rebranded as The Co-operative Bank in 2011, this New Zealand-owned bank is 100% customer-owned. Prioritizing customer prosperity over profit, it offers standard banking services and achieved Certified B Corporation status, emphasizing social and environmental standards. Having shared over $15 million with customers since 2013, it remains dedicated to a customer-centric approach, creating shared prosperity and achieving Certified B Corporation status. Explore The Co-operative Bank for ethical banking, shared prosperity, and Certified B Corporation commitment. Discover responsible banking with The Co-operative Bank.
Products on offer
| Product | Rate (p.a.) | Monthly Payment | Total Payment Amount | |
|---|---|---|---|---|
| The Co-operative Bank Fixed – 2 years – Owner Occupied | 6.79% | $1,629.61 | $586,660.81 | Go to site |
| The Co-operative Bank Fixed – 2 years – Standard | 7.29% | $1,713.77 | $616,957.09 | Go to site |
| The Co-operative Bank Fixed – 3 years – Owner Occupied | 6.65% | $1,606.36 | $578,288.38 | Go to site |
| The Co-operative Bank Fixed – 3 years – Standard | 7.15% | $1,690.04 | $608,413.16 | Go to site |
| The Co-operative Bank Fixed – 4 years – Owner Occupied | 6.55% | $1,589.83 | $572,338.51 | Go to site |
| The Co-operative Bank Fixed – 4 years – Standard | 7.05% | $1,673.16 | $602,339.09 | Go to site |
| The Co-operative Bank Fixed – 5 years – Owner Occupied | 6.55% | $1,589.83 | $572,338.51 | Go to site |
| The Co-operative Bank Fixed – 5 years – Standard | 7.05% | $1,673.16 | $602,339.09 | Go to site |
| The Co-operative Bank Fixed – 6 months – Owner Occupied | 7.24% | $1,705.28 | $613,900.34 | Go to site |
| The Co-operative Bank Fixed – 6 months – Standard | 7.74% | $1,790.91 | $644,728.94 | Go to site |
| The Co-operative Bank Floating – Standard | 8.4% | $1,906.31 | $686,270.98 | Go to site |
| The Co-operative Bank Floating – Owner Occupied | 8.4% | $1,906.31 | $686,270.98 | Go to site |
| The Co-operative Bank Revolving Credit Facility | 8.4% | $1,906.31 | $686,270.98 | Go to site |
| The Co-operative Bank Fresh Start – Floating | 10.4% | $2,270.22 | $817,279.13 | Go to site |
| The Co-operative Bank First Home Buyer – 1 Year Fixed Term Special | 6.79% | $1,629.61 | $586,660.81 | Go to site |
| The Co-operative Bank Fixed – 1 year – Owner Occupied | 6.99% | $1,663.07 | $598,706.28 | Go to site |
| The Co-operative Bank Fixed – 1 year – Standard | 7.49% | $1,747.90 | $629,242.70 | Go to site |
| The Co-operative Bank Fresh Start – Fixed 1 Year | 9.14% | $2,038.62 | $733,904.68 | Go to site |
| The Co-operative Bank Fixed – 18 months – Standard | 6.89% | $1,646.31 | $592,671.18 | Go to site |
| The Co-operative Bank Fixed – 18 months – Owner Occupied | 6.89% | $1,646.31 | $592,671.18 | Go to site |
| Product | Interest Rate Purchases | Balance Transfer | Annual Account Fee | Interest Free Days | |
|---|---|---|---|---|---|
| The Cooperative Bank Fair Rate Credit Card | 12.95% (Floating rate) | 0% p.a. for 6 months | $10 every 6mos | up to 55 days | Go to site |
| Product | Minimum Deposit Amount | Maximum Deposit Amount | Rate (p.a.) | |
|---|---|---|---|---|
| Step Saver |
- |
- |
4.75% | Go to site |
| Dollars and Sense/Dosh account |
- |
$4,000.00 |
5.55% | Go to site |
| Online account |
- |
- |
2.45% | Go to site |
| Product | Rate (p.a.) | Minimum Deposit | Maximum Deposit | |
|---|---|---|---|---|
| 12 Months | 5.75% |
$2,000.00 |
$1,000,000.00 |
Go to site |
| 18 Months | 5.8% |
$2,000.00 |
$1,000,000.00 |
Go to site |
| 3 Months | 4.3% |
$2,000.00 |
$1,000,000.00 |
Go to site |
| 48 Months | 5.35% |
$2,000.00 |
$1,000,000.00 |
Go to site |
| 1 Month | 2.75% |
$2,000.00 |
$1,000,000.00 |
Go to site |
| 9 Months | 6.1% |
$2,000.00 |
$1,000,000.00 |
Go to site |
| 6 Months | 6% |
$2,000.00 |
$1,000,000.00 |
Go to site |
| 6 Months Special | 6.05% |
$5,000.00 |
$1,000,000.00 |
Go to site |
| 36 Months | 5.35% |
$2,000.00 |
$1,000,000.00 |
Go to site |
| 24 Months | 5.7% |
$2,000.00 |
$1,000,000.00 |
Go to site |
| 12 Months Special | 5.9% |
$5,000.00 |
$1,000,000.00 |
Go to site |