MTF Finance

MTF Finance holds a distinctive position in the New Zealand business landscape, and in 2020, they commemorated their 50 years of assisting New Zealanders in accomplishing more. By 1994, MTF had established itself as the largest vehicle finance company in New Zealand, based on the principles of ethical conduct and supporting local communities. In 2008, MTF Finance expanded its reach by introducing local franchise offices, enabling them to provide loans directly to individuals without the necessity of being associated with a vehicle sales yard. This expansion brought about enhanced flexibility for customers, as they could now access loans from MTF Finance for a wide range of needs, while also benefiting from the convenience of a dedicated point of contact for loan guidance and tailored solutions for businesses.

Preferred finance partner of Trade Me Motors
Rated Excellent by Trustpilot
Rated4.9 stars in Google

Products on offer


Product Rate (p.a.) Monthly Payment Total Payment Amount
MTF Finance Personal Loan – Secured 11.70% to 23.70% $516.43 $18,591.58 Go to site
MTF Finance Personal Loan – Unsecured 14.20% to 24.20% $534.96 $19,258.40 Go to site

Product Rate Loan Amount Term Establishment Fee
Small Business Loan – Unsecured 14.20% to 24.20% $2,000 to $30,000 3 to 48 Months $389 Go to site
Small Business Loan – Secured 11.70% to 23.70% $2,000 to $500,000 3 to 48 Months $389 Go to site