LoanOptions.ai
LoanOptions is Australia’s first AI-powered loan comparison platform. The company uses data-driven proprietary technology to pre-approve individuals with the most competitive loans from over 60+ banks and lenders tailored to their individual circumstances. LoanOptions was founded to create not only a smarter loan marketplace but also a simpler and more streamlined process.
2023 WeMoney Broker of the Year (Asset Finance)
2023 WeMoney Best Digital First Broker (Car Loans)
Products on offer
Personal Loans
| Product | Rate (p.a.) | Monthly Payment | Total Payment Amount | |
|---|---|---|---|---|
| LoanOptions.ai Car Loan | 8.95% | $501.91 | $18,068.73 | Go to site |
| LoanOptions.ai Personal Loan – Unsecured | 11.95% to 29.95% | $507.57 | $18,272.60 | Go to site |
Business Loans
| Product | Rate (p.a.) | Loan Amount | Term | Establishment Fee | |
|---|---|---|---|---|---|
| Business Loan – Unsecured | Upon Application | $5,000 to $500,000 | Up to 4 years | Outlined upon application | Go to site |
| Business Loan – Secured | Upon Application | $5,000 to $5,000,000 | Up to 3 years | Outlined upon application | Go to site |
Business Overdrafts
| Product | Interest Rate (p.a.) | Establishment Fee | Monthly Overdraft Fee | |
|---|---|---|---|---|
| LoanOptions.ai Business Overdraft | Upon application | 1% of limit (min $75) | 0.1% (min $5) | Go to site |