Heartland Bank

The Heartland Bank has been around since 1875, operating and managed entirely within New Zealand. It currently holds $4.6 billion in Finance Receivables, and boasts over 44,000 individual depositors, with many customers having been with them for 10 years or more.

BBB (Outlook Stable) from Fitch Ratings.

Products on offer


Product Rate (p.a.) Monthly Payment Total Payment Amount
Heartland Bank 2 year fixed 6.55% $1,588.40 $571,823.87 Go to site
Heartland Bank 3 year fixed 6.35% $1,555.59 $560,012.13 Go to site
Heartland Bank Floating 7.99% $1,832.67 $659,760.82 Go to site
Heartland Bank Revolving Credit Home Loan 7.99% $1,832.67 $659,760.82 Go to site
Heartland Bank 1 year fixed 6.89% $1,644.83 $592,138.26 Go to site
Heartland Bank 18 months fixed 6.69% $1,611.54 $580,153.32 Go to site

Product Minimum Deposit Amount Maximum Deposit Amount Rate (p.a.)
Heartland Transactional Everyday Account

$50,000.00

$99,999.00

0.1% Go to site
Heartland Transactional Everyday Account

$100,000.00

$249,999.00

0.15% Go to site
Child & teen

-

-

0.5% Go to site
Heartland Transactional Everyday Account

$10,000.00

$49,999.00

0.1% Go to site
Heartland Transactional Everyday Account

$250,000.00

-

0.2% Go to site
Heartland YouChoose Account

-

-

0.5% Go to site
Heartland Direct Call Account

-

-

4.6% Go to site
Heartland Transactional Everyday Account

-

$10,000.00

0.05% Go to site

Product Rate (p.a.) Minimum Deposit Maximum Deposit
3 months 5.1%

$1,000.00

$5,000,000.00

Go to site
12 months 6.2%

$1,000.00

$5,000,000.00

Go to site
15 months 5.9%

$1,000.00

$5,000,000.00

Go to site
18 months 6%

$1,000.00

$5,000,000.00

Go to site
2 months 2.85%

$1,000.00

$5,000,000.00

Go to site
24 months 5.9%

$1,000.00

$5,000,000.00

Go to site
36 months 5.8%

$1,000.00

$5,000,000.00

Go to site
6 months 6.25%

$1,000.00

$5,000,000.00

Go to site
1 month 2.75%

$1,000.00

$5,000,000.00

Go to site
9 months 6.25%

$1,000.00

$5,000,000.00

Go to site
60 months 5.6%

$1,000.00

$5,000,000.00

Go to site
5 months 6%

$1,000.00

$5,000,000.00

Go to site
48 months 5.7%

$1,000.00

$5,000,000.00

Go to site
4 months 5.5%

$1,000.00

$5,000,000.00

Go to site