Heartland Bank
The Heartland Bank has been around since 1875, operating and managed entirely within New Zealand. It currently holds $4.6 billion in Finance Receivables, and boasts over 44,000 individual depositors, with many customers having been with them for 10 years or more.
BBB (Outlook Stable) from Fitch Ratings.
Products on offer
Mortgages
| Product | Rate (p.a.) | Monthly Payment | Total Payment Amount | |
|---|---|---|---|---|
| Heartland Bank 3 year fixed | 5.45% | $1,411.64 | $508,190.32 | Go to site |
| Heartland Bank Floating | 7.49% | $1,746.32 | $628,676.90 | Go to site |
| Heartland Bank Revolving Credit Home Loan | 7.49% | $1,746.32 | $628,676.90 | Go to site |
| Heartland Bank 1 year fixed | 5.49% | $1,417.90 | $510,445.57 | Go to site |
| Heartland Bank 18 months fixed | 5.39% | $1,402.27 | $504,816.06 | Go to site |
| Heartland Bank 2 year fixed | 5.39% | $1,402.27 | $504,816.06 | Go to site |
Savings Accounts
| Product | Minimum Deposit Amount | Maximum Deposit Amount | Rate (p.a.) | |
|---|---|---|---|---|
| Child & teen |
- |
- |
0.5% | Go to site |
| Heartland Transactional Everyday Account |
$10,000.00 |
$49,999.00 |
0.1% | Go to site |
| Heartland Transactional Everyday Account |
$250,000.00 |
- |
0.2% | Go to site |
| Heartland YouChoose Account |
- |
- |
0.5% | Go to site |
| Heartland Direct Call Account |
- |
- |
3.6% | Go to site |
| Heartland Transactional Everyday Account |
- |
$10,000.00 |
0.05% | Go to site |
| Heartland Transactional Everyday Account |
$50,000.00 |
$99,999.00 |
0.1% | Go to site |
| Heartland Transactional Everyday Account |
$100,000.00 |
$249,999.00 |
0.15% | Go to site |
Term Deposits
| Product | Rate (p.a.) | Minimum Deposit | Maximum Deposit | |
|---|---|---|---|---|
| 1 month | 2.75% |
$1,000.00 |
$5,000,000.00 |
Go to site |
| 9 months | 5% |
$1,000.00 |
$5,000,000.00 |
Go to site |
| 60 months | 4.4% |
$1,000.00 |
$5,000,000.00 |
Go to site |
| 5 months | 4.95% |
$1,000.00 |
$5,000,000.00 |
Go to site |
| 48 months | 4.4% |
$1,000.00 |
$5,000,000.00 |
Go to site |
| 4 months | 4.65% |
$1,000.00 |
$5,000,000.00 |
Go to site |
| 3 months | 4.35% |
$1,000.00 |
$5,000,000.00 |
Go to site |
| 12 months | 4.85% |
$1,000.00 |
$5,000,000.00 |
Go to site |
| 15 months | 4.75% |
$1,000.00 |
$5,000,000.00 |
Go to site |
| 18 months | 4.65% |
$1,000.00 |
$5,000,000.00 |
Go to site |
| 2 months | 2.85% |
$1,000.00 |
$5,000,000.00 |
Go to site |
| 24 months | 4.5% |
$1,000.00 |
$5,000,000.00 |
Go to site |
| 36 months | 4.4% |
$1,000.00 |
$5,000,000.00 |
Go to site |
| 6 months | 5.15% |
$1,000.00 |
$5,000,000.00 |
Go to site |