Gem is a subsidiary of Latitude Financial Services, which provides services to over 2.5 million customers in New Zealand and Australia. It has built strong, long term relationships with some of the region’s most renowned and successful retailers. Gem offers a variety of products, including personal loans, insurance, credit cards, interest free and promotional retail finance. Its mision is to be the go-to partner to assist businesses to grow, and to help people finance their lives and shop. Gem helps customers to gain access to the items they need with interest free installment plans and personal loans, while providing partners with easy payment and financing solutions, fast decisions, great insights and sales opportunities with its huge customer base.