First Credit Union
First Credit Union was founded in July 1955, when it opened its doors as St Mary’s Credit Union – the first credit union in New Zealand. Over the past 65 years, they have dedicated themselves to assisting Kiwis in achieving their financial goals. As a cooperative, any profits that they generate are returned to their members, allowing them to take advantage of low or no fees and better interest rates on savings accounts and loans.
Products on offer
Mortgages
| Product | Rate (p.a.) | Monthly Payment | Total Payment Amount | |
|---|---|---|---|---|
| First Credit Union Floating | 7.99% | $1,832.67 | $659,760.82 | Go to site |
| First Credit Union 1 year fixed special | 5.99% | $1,497.27 | $539,016.98 | Go to site |
| First Credit Union 1 year fixed standard | 6.69% | $1,611.54 | $580,153.32 | Go to site |
| First Credit Union 2 years fixed special | 5.89% | $1,481.24 | $533,247.10 | Go to site |
| First Credit Union 2 years fixed standard | 6.39% | $1,562.13 | $562,366.16 | Go to site |
Term Deposits
| Product | Rate (p.a.) | Minimum Deposit | Maximum Deposit | |
|---|---|---|---|---|
| 6 months | 5.25% |
$500.00 |
- |
Go to site |
| 9 months | 5% |
$500.00 |
- |
Go to site |
| 12 months | 4.9% |
$500.00 |
- |
Go to site |
| 24 months | 4.5% |
$500.00 |
- |
Go to site |
| 18 months | 4.6% |
$500.00 |
- |
Go to site |
| 3 months | 4.25% |
$500.00 |
- |
Go to site |