ASB Bank

ASB logo

On 5 June 1847, the Auckland Savings Bank, the first of its kind in New Zealand, opened on Queen Street. ASB has a mission to serve the public, expand, and assist New Zealanders in their own growth. ASB Bank Limited is one of the premier commercial banks in the country, striving to always be ‘one step ahead’ in terms of their services and products. ASB helps people save, manage, lend, invest, and protect their money. All over the country, 5,500 ASB employees are committed to providing an extraordinary banking experience every day.

Products on offer


Product Rate (p.a.) Monthly Payment Total Payment Amount
ASB Bank Unsecured Personal Loan 13.90% $515.31 $18,551.34 Go to site

Product Rate Monthly Payment Total Payment Amount
ASB Bank 24 month 6.75 $1,622.47 $584,088.53 Go to site
ASB Bank 36 month 6.65 $1,605.88 $578,115.05 Go to site
ASB Bank 48 month 6.55 $1,589.35 $572,166.96 Go to site
ASB Bank 60 month 6.39 $1,563.07 $562,703.58 Go to site
ASB Bank 6 month 7.29 $1,713.26 $616,772.17 Go to site
ASB Bank Back My Build Variable 6.19 $1,532.00 $551,519.22 Go to site
ASB Bank Housing Variable 8.64 $1,948.31 $701,392.07 Go to site
ASB Bank ORBIT Home Loan 8.74 $1,978.14 $712,132.10 Go to site
ASB Bank 12 month 7.24 $1,704.77 $613,716.33 Go to site
ASB Bank 18 month 6.89 $1,645.82 $592,493.54 Go to site

Product Interest Rate Purchases Balance Transfer Annual Account Fee Interest Free Days
ASB Visa Light 13.50% 0% for 6 months $0 Up to 55 days Go to site
ASB Visa Rewards 20.95% 0% for 6 months $20 every 6mos Up to 55 days Go to site
ASB Visa Platinum Rewards 19.95% 0% for 6 months $40 every 6mos Up to 55 days Go to site

Product House Insurance Type Legal Liability Cover Gradual Damage
House Insurance Basic Up to $2,000,000 Up to $3,000 Go to site

Product Contents Insurance Type Legal Liability Cover Keys & Locks
Classic Cover Comprehensive Up to $1,000,000 Up to $1,000 Go to site

Product Car Insurance Type Legal Liability Damaged by Uninsured Vehicle
Third Party Third party Up to $20,000,000 Up to $5,000 Go to site
Full Cover Comprehensive Up to $20,000,000 Yes Go to site
Third Party, Fire and Theft Third party, Fire, Theft Up to $20,000,000 Up to $5,000 Go to site

Product Interest Rate Purchases Balance Transfer Annual Account Fee Interest Free Days
ASB Visa Business 20.95% $15 every 6mos Up to 50 days Go to site
ASB Visa Business Rewards 19.95% 0.00% first 6mths $35 every 6mos Up to 50 days Go to site

Product Interest Rate Establishment Fee Monthly Overdraft Fee
Business Overdrafts 13.77% Up to 1% of the limit min. $25 0.12% (1.44% p.a)min.$5 Go to site

Product Minimum Deposit Amount Maximum Deposit Amount Rate
Savings Plus – Combined base and full reward interest

-

$2,000,000.00

5 Go to site
Savings On Call account

-

$9,999.00

2.9 Go to site
Savings On Call account

$100,000.00

-

2.9 Go to site
Savings On Call account

$50,000.00

$99,999.99

2.9 Go to site
Savings On Call account

$10,000.00

$24,999.99

2.9 Go to site
Savings On Call account

$25,000.00

$49,999.99

2.9 Go to site
Savings Plus – Combined base and partial reward interest

-

$2,000,000.00

2.65 Go to site

Product Rate Minimum Deposit Maximum Deposit
90 Days 4.2

$5,000.00

$10,000,000.00

Go to site
3 Years 5.3

$5,000.00

$10,000,000.00

Go to site
4 Months 4.4

$5,000.00

$10,000,000.00

Go to site
4 Years 5.2

$5,000.00

$10,000,000.00

Go to site
5 Months 5

$5,000.00

$10,000,000.00

Go to site
5 Years 5.1

$5,000.00

$10,000,000.00

Go to site
6 Months 6

$5,000.00

$10,000,000.00

Go to site
9 Months 6.1

$5,000.00

$10,000,000.00

Go to site
30 Days 2.75

$5,000.00

$10,000,000.00

Go to site
18 Months 5.9

$5,000.00

$10,000,000.00

Go to site
2 Years 5.6

$5,000.00

$10,000,000.00

Go to site
12 Months 5.9

$5,000.00

$10,000,000.00

Go to site
60 Days 2.85

$5,000.00

$10,000,000.00

Go to site