Guides

Are you about to apply for a personal loan? It's important that you understand what your options are.

The Reserve Bank of New Zealand (RBNZ) have been raising the official cash rate (OCR) consistently since October 2021. The RBNZ’s decisions about monetary policy have left many homeowners and people looking to buy a home curious about how it will impact them. The OCR rises mean that mortgage rates may increase, and it could be concerning for borrowers in the short term.

We've done some market research of our own to see how different money transfer providers measure up.

Since launching in 2014, Tiger Brokers has become the fastest-growing online broker for millennials and Gen Z with 9 million users registered worldwide. With low commission trades, competitive fees, and no minimum deposit requirement, this user-friendly platform offers easy access to Australian, American and Asian Markets and transparent in-depth information trading data.

A business line of credit is a flexible, short-term finance option that allows you to borrow up to a pre-set credit limit whenever you need to access cash. You only pay interest on the money drawn down rather than the total credit limit, so it might be a cost-effective way to manage cash flow constraints for your business. Many small business owners use lines of credit to ensure they have the cash flow to pay all their bills and expenses on time. Read on to find out everything you need to know about business credit lines, including answers to FAQs.

It's time to get out there and support New Zealand's top restaurants! And American Express are helping out. If you have an American Express Rewards card and like dining out at New Zealand restaurants, you now have an option to use your American Express Membership Rewards points to pay for your meals and beverages at restaurants across the country. It’s called the NZ Dining Collection Dine with Points reward. Read on to find out everything you need to know about this offer, including answers to FAQs.

Are meal kits the answer to saving money while enjoying quick, nutritious meals? We explore their budget benefits and introductory offers to save on New Zealand's most popular meal kits.

It’s no secret that the years of COVID-19 restrictions and lockdowns were tough for many New Zealand businesses, just like they were for many businesses all around the world. If your business struggled, you might be looking to bounce back now that life is back to normal (a post-COVID-19 normal anyway). Read on to find out everything you need to know about government financial support schemes available, as well as other non-government financial support options.

If you don’t review your home loan every year, then you could be missing out on significant refinancing savings. This is especially important in the rising interest rate environment that we’ve been experiencing over the last year in New Zealand. Read on to find out about key considerations when reviewing your home loan.

With the increasing cost of living, many New Zealanders are feeling the pinch in household budgets. Check out these simple money-saving tips to help you reduce expenses and stretch your budget further.