The Best Second-Hand Cars In New Zealand

Explore and compare the best second hand cars in NZ.

Buying a second-hand car rather than a brand-new ride can save you thousands of dollars. Read on to discover the most-loved car models in New Zealand, what to look for when it comes to used cars and how to compare car loans for your dream car.

Popular car models in New Zealand

Let’s take a look at some of the most popular car models in New Zealand, each model offers a range of features, performance, and value to cater to different lifestyles and preferences:

Mitsubishi Outlander

  • A family-friendly compact SUV.
  • Compact SUV
  • Versatile and comfortable interior
  • Advanced safety features
  • Multiple engine choices, including a plug-in hybrid option
  • Generous cargo space
  • Ideal for families and all-around use

Toyota RAV4

  • A dependable choice for families and adventurers.
  • Dependable compact SUV
  • Spacious interior
  • Excellent fuel economy
  • Hybrid option available
  • Smooth handling and comfortable ride
  • State-of-the-art safety features
  • Suitable for families and adventure-seekers

Mitsubishi Eclipse Cross

  • A sporty, practical compact crossover.
  • Compact crossover SUV
  • Sleek, sporty design
  • Turbocharged engine
  • Engaging driving experience
  • Comfortable cabin
  • User-friendly technology
  • Variety of safety features
  • Stylish, affordable option without compromising performance or practicality

Suzuki Swift

  • An ideal city car with efficiency, style and an affordable price.
  • Affordable and efficient hatchback
  • Compact size, perfect for city driving
  • Fuel-efficient
  • Low maintenance costs
  • Stylish design
  • Surprisingly spacious interior
  • Nimble handling and manoeuvrability


A budget-friendly, stylish compact SUV with electric vehicle (EV) option.

  • Affordable compact SUV
  • Stylish exterior design
  • Spacious and comfortable interior
  • All-electric version available
  • Enhanced infotainment system
  • Facelifted for 2022 with improved looks and features
  • regenerative braking for efficient driving
  • Competitive pricing, making EV ownership more accessible

What to consider when buying a second-hand car

When you’re in the market for a used car, it’s crucial to consider certain aspects before handing over your cash. Here are some key factors to keep in mind:

Vehicle history report

A thorough vehicle history report is crucial when purchasing a used car. This report will provide essential information about the car’s past, including any accidents, repairs, and previous owners.

Independent inspection

It’s a good idea to have the vehicle inspected by a trusted mechanic before purchasing. They’ll check for hidden issues that might not appear at first glance, giving you peace of mind in your investment.

Test drive

Taking the car for a test drive is a must when buying a second-hand vehicle. You’ll get a feel for how the car handles and check for any issues with the engine, brakes, or transmission.

Service records

You can see how well the vehicle has been maintained by asking the seller to see the service records. A well-serviced car is more likely to be reliable and have fewer issues down the line.


Think about how you’ll use the car daily. For example, if you plan to haul stuff around, focus on the car’s storage capacity.

Fuel efficiency

Remember to consider the car’s fuel efficiency, as it’ll significantly affect your total cost of ownership.


If the used car you’re looking at is less than five years old, there’s a chance it will still be under new car warranty.

Clean car fee

Purchasing a zero or low-emission used vehicle may mean you’re eligible for the Clean Car Rebate. The discounts and rebates are for eligible environmentally friendly vehicles receiving New Zealand registration for the first time. The amounts will be confirmed at the time of first registration.

To learn more, please visit the NZ Transport Agency.

Getting a car loan for your purchase

When you’re looking to finance a used car with a loan, shopping around and comparing interest rates from different lenders is essential.

Consider the loan term, how much you can put down upfront, and any extra fees that might pop up. Also, check your credit score; if it could be better, try to improve it because it can help you get a better deal.

Getting pre-approved for a loan can smooth out the buying process and make sellers take you more seriously. You might also want to think about loan protection insurance — it can be a lifesaver if you can’t repay due to unexpected events, giving you that extra peace of mind.

Compare Car Loans

See our full list of car loans here