Personal Finance Guides

Most people don’t plan to borrow from or lend money to their peers. That’s because financial institutions have been the go-to lending source for centuries. Peer-to-peer (P2P) lending has more recently become an option, causing people to ask the natural next questions: Is it safe, and is it worth it?

Do you know that debt can be good as well as bad? Understanding the difference between these two broad types of debt is important.

Looking for a flexible and potentially cost-saving mortgage option? An offset mortgage can help you get ahead of your repayments and pay off your mortgage quicker. Here we explore what this type of loan is, the pros and cons, and provide guidance on how to decide if it's right.

In the third quarter of 2022, interest rates are on the rise in both New Zealand and Australia, as the Reserve Banks in both countries try to bring rising inflation rates under control.

You’ve worked hard, you’ve gotten your loans in order, and your finances are starting to look up. So what’s next? Well, they say you should make hay while the sun shines.

American Express offers a suite of cards with a variety of benefits. Discover the card that offers the best benefits for you.

Feel like you don't want to make a bad decision with your biggest asset, worried about committing yourself to a bad decision and therefore overpaying?

It's been three years since I took out a mortgage, and due to a raise, I now have a bit of extra money left each week. I could put the money into extra payments on my mortgage, but I am unsure if...

Making the decision to apply for a personal loan isn’t always easy. While this type of loan can offer a quick fix to cover either a need or desire, the best way to make sure that this ends up being a positive experience is to find the right lender.

There are many benefits to using peer-to-peer lending. Borrowers deserve to get the best deal for their needs, whether it be a loan for personal, business, home improvement or anything else.