Personal Finance Guides

Need guidance getting your first mortgage? Here is all the information you need to get started.

We compare 5 low rate personal loans and give you tips on finding the best loan for you.

What do lenders look for when approving a loan? How do I get a loan with a bad credit rating and how can I approve my credit rating?

What is LVR and how does it effect your ability to get a home loan?

There are many factors to consider when applying for a personal loan in New Zealand. Depending on the type of loan, it can be used for a wedding, vacation, home improvement project, car, or debt consolidation.

It's important you understand the differences between the cards as they offer different incentives, you can find all about it in this guide

Do you have multiple credit cards, a personal loan and owe your parents loads of money? If you do, follow this advice to get on top of your debt.

Unsure on which credit card is ideal for you? This guide will help make your decision easier.

Buying a second-hand car rather than a brand-new ride can save you thousands of dollars. Read on to discover the most-loved car models in New Zealand, what to look for when it comes to used cars and how to compare car loans for your dream car.

If you have a term deposit (or you’re thinking of putting some money into one), it’s important to understand the potential consequences of taking your money out early. Those consequences vary depending on the terms and conditions of the financial institution offering the term deposit. Read on to find out everything you need to know about the potential consequences of breaking term deposits early, including answers to FAQs.