Harmoney

Harmoney Logo

Since its establishment in 2014, Harmoney has been dedicated to revolutionizing the borrowing and lending landscape. As Australasia’s largest personal loan marketplace, Harmoney has facilitated more than $1.6 billion in loans to over 50,000 customers across both Australia and New Zealand, offering individuals a wider range of choices and opportunities. Throughout this journey, Harmoney has also contributed to the creation of over 100 jobs, fostering a purpose-driven culture centered around leveraging technology, big data, and responsible lending to help people improve their financial well-being. Notably, Harmoney was the first company in New Zealand to be granted a peer-to-peer lending license, showcasing its pioneering role in the industr

Canstar’s most awarded for personal loans
4.6 star rating on Trustpilot
Includes a no obligation application process

Products on offer


Product Rate (p.a.) Monthly Payment Total Payment Amount
Harmoney Car Loan – Secured 9.89% to 21.49% $488.07 $17,570.37 Go to site
Harmoney Car Loan – Unsecured 9.99% to 24.99% $488.78 $17,595.96 Go to site
Harmoney Personal Loan – Unsecured 9.99% to 24.99% $488.78 $17,595.96 Go to site
Harmoney Personal Loan – Secured 9.89% to 21.49% $488.07 $17,570.37 Go to site

Product Rate (p.a.) Loan Amount Term Establishment Fee
Personal Loans for Business – Unsecured 9.99% to 24.99% $2,000 to $70,000 3 - 7 years $150 Go to site