Home Loans
All Mortgages
First Home
There are many options available to first home loan borrowers. Make sure you know what’s available.
Floating
The interest rate for a floating rate home loan moves with the market, so your interest payment amount can go up and down over time. There are also other advantages of floating rate loans.
High Equity
Having high equity gives you borrowing power to access the best rates in the market, make sure you’re getting the best deal and not just settling for what’s on offer from someone you’re familiar with.
Offset
If you have a positive cash amount in another account you should consider offsetting this against your mortgage principle – if you do you can end up paying less interest by using an offset mortgage!
Revolving
If you’re good at managing your money, disciplined with your spending and want to use your income to reduce your overall debt, a revolving credit account mortgage could be the right choice for you.
Personal Loans
All Personal Loans
Car Loans
Compare interest rates, monthly fees and repayment amounts from our list of car loan suppliers. Type in the amount you want to borrow to get indicative payment comparisons.
Business Loans
Unsecured
An unsecured personal loan is a loan that doesn’t require any type of collateral. Instead of relying on a borrower’s assets as security, lenders approve unsecured loans based on a borrower’s creditworthiness. Browse our loan options below.
Secured
Secured personal loans require collateral as security against the funds borrowed. Browse our secured loan options below.
Debt Consolidation
A debt consolidation personal loan combines all your debts into one easily manageable loan with one provider.
Bad Credit
You can still get a loan with bad credit, through specialist lenders. In fact, lenders should help you get in control of your finances by offering you a loan you can afford.
Buy Now Pay Later
Savings
All Savings Accounts
Bonus
If you’re prepared to commit to account rules, some providers offer bonus interest on savings accounts.
Kids
Get your kids into saving from a young age so they learn how money grows.
On Call
Get access to your money when you need it with an on call account
Online
Check out the features of an online account, designed to help you focus on growing your funds
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Featured article
Last updated: 8 November 2023
Offset Mortgage or Revolving Credit Account?
Offset mortgages and revolving credit accounts are very powerful tools to save you money if you use them correctly, find out more!
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Last updated: 31 December 2023
Should I Pay Off My Home Loan Early? How to Pay Off Your Mortgage Faster
It's been three years since I took out a mortgage, and due to a raise, I now have a bit of extra money left each week. I could put the money into extra payments on my mortgage, but I am unsure if...
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Last updated: 22 December 2023
Harmoney Loans Review – How they stack up
Making the decision to apply for a personal loan isn’t always easy. While this type of loan can offer a quick fix to cover either a need or desire, the best way to make sure that this ends up being a positive experience is to find the right lender.
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Last updated: 22 December 2023
How to Choose the Right Peer-to-Peer Lender in NZ
There are many benefits to using peer-to-peer lending. Borrowers deserve to get the best deal for their needs, whether it be a loan for personal, business, home improvement or anything else.
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Last updated: 22 December 2023
Mortgage broker or direct to a bank?
Should I use a mortgage broker or go direct to a bank? Which one is cheapest and who will give me the best, unbiased advice?
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Last updated: 21 December 2023
How to Choose The Right Debt Consolidation Loan in NZ
Taking out loan after loan can snowball into a larger debt that might not have been anticipated from the start. Many borrowers find themselves paying many different lenders every month, after accumulating multiple loan amounts. Borrowers whose loans have multiplied over the years often find it difficult to keep track of what loans should be paid off first. Debt consolidation loans can be the key to fixing the problem in scenarios like this.
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Last updated: 8 November 2023
Offset Mortgage or Revolving Credit Account?
Offset mortgages and revolving credit accounts are very powerful tools to save you money if you use them correctly, find out more!
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Last updated: 7 December 2023
How to Choose The Right Car Loan in NZ
Many great things come with getting a new car! Updated technology, a feeling of accomplishment, that new car smell, and the ability to accommodate a growing family. Regardless of the reason for purchasing a car, it’s important to consider the available options for car loans in New Zealand.
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Last updated: 22 May 2023
How to Move Funds Home to New Zealand
If you’ve been living internationally, perhaps working in London, Sydney or any other international location and you’re moving back to New Zealand, you’ll also need to transfer your money back. Read on to find out everything you need to know about bringing your money home, as well as tax implications
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Last updated: 22 May 2023
The Differences Between a Credit Card and a Charge Card
Most people are familiar with how credit cards work, but may have a few questions regarding charge cards. While charge cards look and act like credit cards in many ways, there are some fundamental differences. We differentiate the two so you can decide which one is right for you.
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Last updated: 22 May 2023
How to Choose the Right Bad Credit Personal Loan in NZ
Past financial mishaps have deterred many people with bad credit from attempting to take out a personal loan - but in actuality, borrowers don’t need great credit scores. Many lenders are willing to work with this type of individual, who needs financial help, whether it be to purchase a car, take out a mortgage, or cover for an emergency.
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