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First Home
There are many options available to first home loan borrowers. Make sure you know what’s available.
Floating
The interest rate for a floating rate home loan moves with the market, so your interest payment amount can go up and down over time. There are also other advantages of floating rate loans.
High Equity
Having high equity gives you borrowing power to access the best rates in the market, make sure you’re getting the best deal and not just settling for what’s on offer from someone you’re familiar with.
Offset
If you have a positive cash amount in another account you should consider offsetting this against your mortgage principle – if you do you can end up paying less interest by using an offset mortgage!
Revolving
If you’re good at managing your money, disciplined with your spending and want to use your income to reduce your overall debt, a revolving credit account mortgage could be the right choice for you.
Personal Loans
All Personal Loans
Car Loans
Compare interest rates, monthly fees and repayment amounts from our list of car loan suppliers. Type in the amount you want to borrow to get indicative payment comparisons.
Business Loans
Unsecured
An unsecured personal loan is a loan that doesn’t require any type of collateral. Instead of relying on a borrower’s assets as security, lenders approve unsecured loans based on a borrower’s creditworthiness. Browse our loan options below.
Secured
Secured personal loans require collateral as security against the funds borrowed. Browse our secured loan options below.
Debt Consolidation
A debt consolidation personal loan combines all your debts into one easily manageable loan with one provider.
Bad Credit
You can still get a loan with bad credit, through specialist lenders. In fact, lenders should help you get in control of your finances by offering you a loan you can afford.
Buy Now Pay Later
Savings
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Bonus
If you’re prepared to commit to account rules, some providers offer bonus interest on savings accounts.
Kids
Get your kids into saving from a young age so they learn how money grows.
On Call
Get access to your money when you need it with an on call account
Online
Check out the features of an online account, designed to help you focus on growing your funds
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Home Loans
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Featured article
Last updated: 8 November 2023
Offset Mortgage or Revolving Credit Account?
Offset mortgages and revolving credit accounts are very powerful tools to save you money if you use them correctly, find out more!
Keep reading
Last updated: 9 January 2024
How You Can Reach Your Financial Goals With a Savings Account
Developing good savings account habits may be the key to reaching your financial goals. Saving money could be easier than you think if you follow some simple steps. Read on to find out how you can use a savings account to effectively reach your goals.
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Last updated: 9 January 2024
Floating Rate Mortgages Explained
To fix or to float? It’s one of the most important decisions you’ll be faced with when choosing a home loan. We look at the pros and cons of a floating mortgage and why it could be a good option if your goal is to pay off your mortgage early.
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Last updated: 9 January 2024
Who Are Prospa and How Do They Make Business Loans Easy?
Propsa is an award-winning lending specialist for New Zealand small businesses. Prospa makes business loans easy with a streamlined application, minimal documentation, and no security asset required upfront for combined loans up to $150k. Quick approvals and fast turnaround times mean funding can be available within 24 hours. Loan repayment options are flexible too; with the option of weekly or fortnightly repayments.
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Last updated: 9 January 2024
What You Need To Know When Selling Your Property Overseas
Homeowners may look to sell a foreign property for any number of reasons. Relocating after living overseas, selling a holiday home or perhaps inheriting a block of land in a far-flung destination.
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Last updated: 9 January 2024
Revolut: More Than Just Low-Cost Exchange Rates
With 50 million retail customers across the globe, financial app Revolut has been making waves in mobile banking. The app is best known for its low-fee exchange rate function but Revolut actually has a lot more to offer. From instant and secure money transfers to the ability to stash money in different currencies, Revolut's features make it an all-in-one solution for managing your money.
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Last updated: 7 January 2024
Revolving Credit Mortgage
A revolving credit home loan can offer more flexibility than a traditional home loan, allowing you to borrow money as you need it. But is it the right choice for you? We’ll look at revolving credit mortgages, how they work, and the pros and cons of this type of finance.
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Last updated: 7 January 2024
Changing Rewards Programs: We Take a Look at the Best Reward Credit Cards
Many banks have changed their credit card loyalty and rewards schemes in response to New Zealand's move to regulate interchange fees. We look at the impact of these changes on popular rewards programs and why American Express, unaffected by these regulations, may now be the card of choice for those looking for generous rewards programs.
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Last updated: 7 January 2024
Switching Credit Cards
Thinking about switching credit cards? Need some guidance? This guide can help you.
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Last updated: 7 January 2024
International Money Transfer Services and Their Benefits
International money transfer services help you to transfer money from one country to another. The alternative is to do this via your bank account. However, there can be several benefits of using a specialist international money transfer service rather than using a bank.
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Last updated: 6 January 2024
First Time Buyer Mortgage Guide
Need guidance getting your first mortgage? Here is all the information you need to get started.
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