Home Loans
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First Home
There are many options available to first home loan borrowers. Make sure you know what’s available.
Floating
The interest rate for a floating rate home loan moves with the market, so your interest payment amount can go up and down over time. There are also other advantages of floating rate loans.
High Equity
Having high equity gives you borrowing power to access the best rates in the market, make sure you’re getting the best deal and not just settling for what’s on offer from someone you’re familiar with.
Offset
If you have a positive cash amount in another account you should consider offsetting this against your mortgage principle – if you do you can end up paying less interest by using an offset mortgage!
Revolving
If you’re good at managing your money, disciplined with your spending and want to use your income to reduce your overall debt, a revolving credit account mortgage could be the right choice for you.
Personal Loans
All Personal Loans
Car Loans
Compare interest rates, monthly fees and repayment amounts from our list of car loan suppliers. Type in the amount you want to borrow to get indicative payment comparisons.
Business Loans
Unsecured
An unsecured personal loan is a loan that doesn’t require any type of collateral. Instead of relying on a borrower’s assets as security, lenders approve unsecured loans based on a borrower’s creditworthiness. Browse our loan options below.
Secured
Secured personal loans require collateral as security against the funds borrowed. Browse our secured loan options below.
Debt Consolidation
A debt consolidation personal loan combines all your debts into one easily manageable loan with one provider.
Bad Credit
You can still get a loan with bad credit, through specialist lenders. In fact, lenders should help you get in control of your finances by offering you a loan you can afford.
Buy Now Pay Later
Savings
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Bonus
If you’re prepared to commit to account rules, some providers offer bonus interest on savings accounts.
Kids
Get your kids into saving from a young age so they learn how money grows.
On Call
Get access to your money when you need it with an on call account
Online
Check out the features of an online account, designed to help you focus on growing your funds
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Home Loans
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Featured article
Last updated: 8 November 2023
Offset Mortgage or Revolving Credit Account?
Offset mortgages and revolving credit accounts are very powerful tools to save you money if you use them correctly, find out more!
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What does Peer to Peer mean?
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Transferring funds to the Australian Taxation Office
If you are an individual or business in New Zealand and you need to transfer money to the Australian Tax Office (ATO), or you have clients who do, it’s just become a whole lot easier for you to safely transfer money overseas to the Australian Government. OFX now has a platform to transfer secure international payments directly to the ATO from anywhere, anytime. Read on to find out everything you need to know about transferring money to the Australian taxation office when you live in New Zealand.
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The Ultimate Guide to Business Insurance NZ
Being a business owner is exciting because there’s so much potential for positive outcomes. But there’s also the risk that negative things may arise from time to time. Business insurance is an important risk management strategy for business owners that can help to minimise or eliminate the financial impact of a diverse range of business risks. Read on to find out everything you need to know about the different types of business insurance available, including answers to FAQs.
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The Ins and Outs of Investing in Foreign Property
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What is Working Capital and How Can it Help Your Business?
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Locals Backing Locals: Meet MTF Finance
MTF Finance puts the human touch back into lending. Expert local support and speedy approval processes are the foundation of their face-to-face service. With over 50 years of experience and 51 offices nationwide, they offer tailored loan and lease solutions for both individuals and businesses.
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