Personal Finance Guides

Should I use a mortgage broker or go direct to a bank? Which one is cheapest and who will give me the best, unbiased advice?

Taking out loan after loan can snowball into a larger debt that might not have been anticipated from the start. Many borrowers find themselves paying many different lenders every month, after accumulating multiple loan amounts. Borrowers whose loans have multiplied over the years often find it difficult to keep track of what loans should be paid off first. Debt consolidation loans can be the key to fixing the problem in scenarios like this.

Many great things come with getting a new car! Updated technology, a feeling of accomplishment, that new car smell, and the ability to accommodate a growing family. Regardless of the reason for purchasing a car, it’s important to consider the available options for car loans in New Zealand.

Offset mortgages and revolving credit accounts are very powerful tools to save you money if you use them correctly, find out more!

If you’ve been living internationally, perhaps working in London, Sydney or any other international location and you’re moving back to New Zealand, you’ll also need to transfer your money back. Read on to find out everything you need to know about bringing your money home, as well as tax implications

Most people are familiar with how credit cards work, but may have a few questions regarding charge cards. While charge cards look and act like credit cards in many ways, there are some fundamental differences. We differentiate the two so you can decide which one is right for you.

Past financial mishaps have deterred many people with bad credit from attempting to take out a personal loan - but in actuality, borrowers don’t need great credit scores. Many lenders are willing to work with this type of individual, who needs financial help, whether it be to purchase a car, take out a mortgage, or cover for an emergency.